Financial Protection Advice

Financial Protection Advice

At KB Mortgage Solutions, we strongly believe In looking after our clients, and so that includes highlighting any potential risks one could come across when they are taking on a large financial commitment.

A mortgage will probably be the largest financial commitment you will ever make, and therefore its important to protect yourself – and your family – against the unforeseen.

Would you or your partner still be able to cope if either of you were to pass away or become critically ill during the mortgage term? Would your level of savings and work benefits be sufficient? Would you still be able to pay for your mortgage, all of your bills, and maintain your lifestyle without the income or on one income? Would your family be forced into a quick sale of the family home, and need to up-root at a difficult time, if you pass away? At auction, where properties are typically sold well below market value, would the property be sold at a price  sufficient to clear the remaining mortgage? Would it be best to cover your mortgage, so that the home could be left behind to your loved ones if you passed away? Do you have little provisions in place elsewhere and so would it be best to protect your income too?

These are all questions you need to ask yourself.

We’ll look at your circumstances to highlight any shortfalls, discuss the options, and with your opinions in mind, agree to a budget. Then we can recommend to you the most suitable cover.

Please note – as with all insurance policies, conditions and exclusions will apply.

Life Insurance ✓

Critical Illness Cover ✓

Income Protection ✓

Mortgage Protection ✓

Building & Contents ✓